Driving transformation by connecting people, technology and capital

We connect people. We build ecosystems. We create a livable and digital future.

We are neosfer, early-stage investor and innovation unit of the Commerzbank Group. Digital business models and disruptive technologies are our world! Through strategic venture capital, we enable the sustainable and digital transformation of our society. With independently developed solutions and the development of business models and ecosystems, we are shaping the future of financial services.

What we do


We boost the ideas of ambitious founders with our insights, capital, an extensive network, and strategic advice.

From the financial metropolis of Frankfurt, we look for start-ups in Europe that have the power to redefine financial services with their vision. Our investment focus here is on early-stage start-ups whose solutions create real added value, digitally and sustainably, for Commerzbank Group and its customers.


We build solutions that shape the future of financial services and their clients

In the heart of Frankfurt, we construct digital and sustainable ideas, and create prototypes and build our own ventures from them. We then turn these into disruptive reality for financial services clients.


We connect. To accelerate the sustainable and digital transformation

We are an important hub in connecting start-ups, investors and innovators. To accelerate the digital and sustainable transformation, we foster the exchange of knowledge among all parties through our community formats. Because one thing is clear: only through collaboration, partnerships and the expansion of our ecosystem will we be able to shape a more digital and greener future.

Learn more about the team behind neosfer!

Invest. Build. Connect. Our mission and drive as an innovation unit and early stage investor of Commerzbank is to shape financial services of tomorrow – digitally and sustainably.


Verified B Corp – neosfer meets high standards in terms of social and environmental responsibility.

January 23

Best Innovation Lab – Category: Trade & Services

September 23

Finalist Category: Best Investor

March 20

Best Bank-Sponsored Lab

June 21

Best digital innovation unit in Germany

June 20

Diamond Star Award Category: Digital Corporate Banking

September 20

Best digital innovation unit in Germany

June 19

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Whether you’re on the train in the morning, during your lunch break or on the sofa in the evening, our newsletter keeps you informed about all the trends in the VC, sustainability and tech scene every month. In addition, we keep you up to date on our current event and community formats.